Hot Girl Summer, Smart Girl Budget
Saving for summer plans while still buying iced coffees and cute bits? Here’s how to actually budget without killing your vibe. Plus, why we’re loving bunq’s free Student Bank Account.
Whether you’re starting your first summer job or trying to stretch your pocket money, it’s a balancing act. The good news? Budgeting doesn’t mean cancelling plans or skipping your iced latte. It just means spending smarter, and we’ve found a way that actually works.
Top 5 Things We’re Saving For (According to Missy Readers)
We asked, you answered. Here’s what’s topping your summer wishlists:
- A Leaving Cert trip abroad (Tenerife anyone?)
- The perfect Debs dress (plus glam, of course)
- A new phone (hello, better camera for summer pics)
- Festival tickets (and maybe even a tent)
- Skincare hauls (we see you, CeraVe and Glow Hub)
- Let’s make it all happen without going broke by August, yeah?
Let’s make it all happen without going broke by August, yeah?
Why We Switched to bunq
- We tried bunq and were fully obsessed in five minutes. Here’s why it’s the ultimate budgeting tool for your hot girl summer:
It’s free for students. Just upload your proof of enrollment! - You get instant spending breakdowns, so you’ll actually know where your money’s going.
- You can customise your card with stickers, text, or drawings to match your aesthetic.
- Plus, you earn high interest on your savings. Paid out weekly, with instant access!
Budgeting Tips That Actually Work
Tried budgeting before and gave up after three days? Same. Here’s what we’ve actually stuck with:
- Track your spending without the stress: bunq shows you where your money’s going by category.
- Split your budget: Set aside €20 for iced coffees, €30 for summer fits, and stick to it.
- Use multiple Bank Accounts: Create mini money pots for your Debs dress, girls’ trip, skincare, or any other fun purchases.
- Avoid housemate drama: Moving out soon? Use bunq’s Joint Accounts and bunq.me payment links to split costs effortlessly.
Quick Challenge: Try a No-Spend Week
We dare you: go a full week without spending any extra cash (yes, even your usual €6 iced latte).
Set a goal with your bestie, make it a challenge, and track your wins. Use multiple bunq accounts to move the money you would have spent into savings and watch it grow.
We even made a cute tracker for your Instagram Story or phone background. Check it out in our IG Highlights @missy.ie.
Start Your That Girl Budget Era
Ready to take control of your money and your summer plans? bunq’s free Student Bank Account gives you instant access, savings tools, and even interest.
Let us know what you’re saving for this summer and tag us when you hit your goals. Your bank balance will thank you.
Read More: Tried And Tested Tips For Saving Money In College